Daily debits drain your account while you're still running the business. See what they're taking—then plan your way out.
The MCA trap
Every weekday, another debit. Most owners end up signing the next advance just to survive the last one.
Mon–Fri daily debits · ~21 business days per month
Annualized from net proceeds, factor 1.40, and equal Mon–Fri debits over ~105 business days.
Connect bank, Stripe, QuickBooks, and payment processors in under 10 minutes. One view of balance, incoming payments, and MCA debits. Read-only—we never move money without you.
4-week rolling forecast updated daily. Alerts when you're heading for a crunch—so you can chase receivables, cut spend, or delay a decision before you panic-apply.
Invoice reminders and faster collections when you're tight. When you actually need capital, Alic surfaces lower-cost options—lines of credit and term loans—not daily-debit traps.
Already overcharged? Our reconciliation team audits MCA agreements and fights funders to recover overpayments—no upfront cost.
I was bleeding $2,400 a week to three different funders. Alic showed me I didn't need another advance — I needed to collect faster. Six months later, I'm MCA-free.
I had two MCAs stacking and a third offer on the table. Alic matched me to a line of credit at half the cost—and helped me collect two overdue invoices the same week.
For the first time I can see six weeks out. I used to panic-apply for advances every slow season. Not anymore.
Composite examples representative of completed plans; names and details changed for privacy.
Connect in minutes. Forecast what's coming, get customers to pay faster, and find cheaper capital when you need it.
